How does national insurance work and should you be paying it? If you’re employed, you stop paying. It acts as a form of social security, since payment of ni contributions establishes entitlement to.
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The type you pay depends on your employment status and how much you earn. What is national insurance and what does it pay for? There are different types of national insurance (known as ‘classes’).
The government uses national insurance to pay benefits and help fund the nhs.
Learn how national insurance works, what contributions you need to make, and how it affects your benefits and state pension. Unlike income tax, which is purely a revenue. Find out the current ni rates, and use our national insurance calculator to see what nics you'll pay in 2025. National insurance contributions (nics) are an essential part of the uk tax system, yet many people don’t fully understand how they work or whether they should be paying them.
Understand national insurance in the uk — what it is, how much you pay, what it funds, and how it affects your pay as an employee or employer. Updated for the 2025/26 tax. National insurance contributions decide if you qualify for certain benefits, like the state pension and maternity allowance. Discover the 2025/26 national insurance rates and thresholds in the uk for both employers and employees, with key updates to contributions and allowances.
National insurance is a system of contributions that funds state benefits including the state pension, jobseeker's allowance, and the nhs.
National insurance (ni) is a fundamental component of the welfare state in the united kingdom. It is paid by employees, employers.